The Credit Bureau Report document skill for ABBYY Vantage is an AI model that extracts data from credit bureau reports, which are statements issued by a credit bureau containing information about the borrower's credit history and current debt situation, e.g. loan payment history, credit account balance, and credit rating. Credit bureau reports are used by lenders to determine whether a borrower is complying with their existing credit terms and to calculate potential interest rates that can be offered.

The Credit Bureau Report skill is a preview skill. It has been trained on a small document set and is intended to be used by citizen developers as a quick-start basis for processing credit bureau reports. The skill may require further training on your specific documents in order to be used in production scenarios.

• Vantage document skills are extraction models, based on ABBYY's purpose-built AI, designed and trained to extract key data from business documents.
• Preview document skills provide a quick-start basis for conducting proof of concept and automating document-centric processes, without wasting time to train a new skill from the ground up. In most preview skills the main data fields have been labeled and the skill has been trained on a small document set to provide a starting point for further training on customer side. Preview skills generally come at no additional cost, but consume page volume from the base Vantage Core Skills volume.
• The AI model automatically detects key fields on credit bureau reports and extracts relevant data (report date, borrower name and SSN, co-borrower name and SSN, credit score and credit history, bureau source code etc.). For a full list of extracted fields, please see the skill documentation.
• Business rules for data validation can be added as required.
• Can be augmented by human-in-the-loop review and verification based on accuracy thresholds, missing or incorrect information.
• Requires further training in order to ensure sufficient accuracy levels on customer-specific documents. Training can be done up-front or during runtime as documents arrive and go through manual verification.